Beating Inflation

60 ways to cut costs

60 ways to cut costs:

  1. Cut back on eating out.
  2. Make coffee at home instead of buying it.
  3. Carpool, use public transportation, or walk rather than drive.
  4. Use coupons when shopping.
  5. Buy generic or store-brand products instead of name-brand products.
  6. Reduce energy costs by using energy-efficient light bulbs and appliances.
  7. Cut back on TV streaming services and internet services.
  8. Shop at charity stores, car boots and jumble sales.
  9. Plant a garden to grow your own fruits and vegetables.
  10. Use a programmable thermostat to save on heating and cooling costs.
  11. Turn off the lights when you leave a room.
  12. Unsubscribe from unwanted email and postal mail.
  13. Make a grocery list and stick to it.
  14. Cook at home instead of ordering takeout.
  15. Use reusable bags, water bottles, and containers.
  16. Take advantage of free entertainment options like parks, hiking trails, and community events.
  17. Use a clothesline instead of a dryer.
  18. Avoid buying bottled water.
  19. Get rid of subscriptions and memberships you don’t use.
  20. Use a library instead of buying books and movies.
  21. Get rid of the landline telephone service.
  22. Avoid impulse buys.
  23. Shop for sales and clearance items.
  24. Borrow movies from the library instead of going to the theatre.
  25. Use a budgeting app or spreadsheet to track expenses.
  26. Use cashback sites for online purchases
  27. Use a refillable water bottle instead of buying bottled water.
  28. Get a library card and borrow books, magazines, movies, and music for free.
  29. Reduce water usage by fixing leaks and taking shorter showers.
  30. Use cloth napkins instead of paper napkins.
  31. Use a clothesline or drying rack instead of a dryer.
  32. Cut back on alcohol consumption.
  33. Walk instead of getting the bus or train.
  34. Reduce electricity costs by turning off electronics when not in use.
  35. Have no spend months.
  36. Save money on groceries by buying in bulk.
  37. Cook in bulk and freeze leftovers.
  38. Get rid of a car and use a bike or public transportation.
  39. Use a reusable coffee cup instead of disposable cups.
  40. Cut back on clothes shopping.
  41. Use a rubber broom instead of a vacuum cleaner.
  42. Buy in bulk.
  43. Use cloth nappies instead of disposable nappies.
  44. Buy seasonal produce instead of out-of-season produce.
  45. Reduce heating costs by adding insulation and sealing windows and doors.
  46. Use a BRITA: Water filter instead of buying bottled water.
  47. Use a lawn mower instead of a landscaping service.
  48. Use a backpack instead of a briefcase.
  49. Use reusable shopping bags instead of plastic bags.
  50. Get a fuel-efficient car.
  51. Use a reusable water bottle instead of buying bottled water.
  52. Use cloth towels instead of paper towels.
  53. Use a slow cooker instead of an oven.
  54. Use a rechargeable battery instead of disposable batteries.
  55. Use a pressure cooker instead of a stove or an oven.
  56. Re-use glass jar containers to store pantry items.
  57. Use a clothesline instead of a dryer.
  58. Use a bicycle instead of a car.
  59. Use a programmable thermostat.
  60. Use Freecycle or Trash Nothing to give away or replace items.
February 14, 2023 by Beating Inflation 0

Cashback Stacking: The Art of Maximizing Your Cashback Earnings

Cashback Stacking: The Art of Maximizing Your Cashback Earnings

What is Cashback Stacking?

Cashback stacking is a technique that allows you to earn the maximum cashback possible on a single purchase. This can be done by combining multiple cashback offers from different sources to maximize your earnings. If you’re someone who loves to save money, cashback stacking is a strategy you definitely need to know about!

Cashback stacking refers to the practice of using multiple cashback offers on a single purchase to maximize the amount of cashback you earn. This can include using credit card rewards, cashback apps, and coupon codes to increase the overall cashback you receive on a purchase. The goal of cashback stacking is to earn the highest possible cashback amount on a single purchase.

How to Stack Cashback

Stacking cashback can be done in a number of ways, but here are a few examples of how to get started:

  1. Use a cashback credit card: Many credit cards offer rewards in the form of cashback, so using one of these cards is an easy way to earn cashback on your purchases.
  2. Use cashback apps: Cashback apps like Zip Zero, Top Cashback, Swagbucks and Quidco offer cashback on purchases made at specific retailers. By combining the cashback earned through the app with the cashback earned through a credit card, you can increase your overall cashback earnings.
  3. Use coupon codes: Online retailers often offer coupon codes that give you a percentage off your purchase. By combining these coupon codes with cashback earned through a credit card or app, you can maximize your cashback earnings.
  4. Shop through cashback portals: Cashback portals like TopCashback and Swagbucks offer cashback on purchases made through their site. By going through these portals to make your purchase, you can earn additional cashback on top of what you’d earn through a credit card or app.

Examples of Cashback Stacking

Here are a few examples of how you can stack cashback to maximize your earnings:

  1. You use a cashback credit card to make a purchase of £100 at Amazon. The credit card offers 3% cashback, so you earn £3 in cashback.
  2. You also use a cashback app like Rakuten, which offers 5% cashback on Amazon purchases. By combining this with the cashback earned through your credit card, you now earn a total of $5 in cashback on this purchase.
  3. Finally, you use a coupon code for 10% off your purchase. By combining the cashback earned through your credit card and app with the discount from the coupon code, you now save $13 on your purchase (£100 purchase – £10 coupon code – £3 credit card cashback – £5 app cashback = £72 total cost).

As you can see, stacking cashback offers can be a great way to save money and maximize your earnings. By taking advantage of credit card rewards, cashback apps, and coupon codes, you can get the most out of every purchase you make!

Conclusion

Cashback stacking is a technique that allows you to maximize the amount of cashback you earn on a single purchase. By combining multiple cashback offers from different sources, you can earn the highest possible cashback amount. Whether you’re a frequent shopper or just looking to save a little money on your purchases, cashback stacking is a strategy you need to know about!

February 5, 2023 by Beating Inflation 0

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